We understand that owing money can put you in a potentially vulnerable and stressful position. However there are organisations that can help give you advice and support throughout this difficult time. Investing in some time with these organisations will not only help you manage your current debt, but prevent further debt and arrears.
Here is a list of the various free information services you can contact for advice regarding creditor failures to treat fairly, if you believe that there are severe errors in your case, or you need general advice for your financial case.